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Oct 13, 2017 Chris Hendricks 2 comments
The Three Rules of Credit

Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines.  And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]

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Sep 25, 2017 Chris Hendricks 0 comments
All About Appraisals

    Okay, not all about appraisals, but here are a few things you might find useful to know about appraisals:   TWO MYTHS Myth:  An appraisal will tell you the true market value of your home (what a buyer would pay to purchase your home). Truth:  An appraisal will tell you what someone paid […]

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Sep 08, 2017 Chris Hendricks 3 comments
Ojai Day

The city of Ojai is a world all its own. Set in a quiet valley surrounded by the dramatic Topatopa Mountains, but located just north of Ventura and the 101 freeway, it has long been known as a place to escape from the hustle and bustle of busy city life and long ago became a […]

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Sep 01, 2017 Chris Hendricks 0 comments
California Color

Who says that we don’t have seasons in California? The simple fact of the matter is. . . we have it all (if you know where to find it)! If you want some spectacular fall color—try out one of these California locales. North Yuba River Canyon and Sierra City The Yuba-Donner Scenic Byway (Highway 49), […]

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Welcome to our Website. We are glad to have you around. If you need to contact us, you can use the details below.

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818-665-6066

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5700 Ralston Street Suite 100, Ventura, CA 93003 | Branch NMLS# 2475690

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chris@chloan.com

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CMG Home Loans is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org)