Category: Video

May 03, 2022 Chris Hendricks 0 comments California, Foreign Investors, home ownership, Housing Market, Loans, Mortgage, real estate

First Quarter 2022 Real Estate Status Report

Inflation has soared to its highest rate in four decades. The Federal Reserve has responded by raising their overnight lending rate and indicating that they may do so at each of their seven meetings this year. Mortgage rates climbed the first quarter of this year from the low 3’s well into the 5’s. […]

Oct 13, 2017 Chris Hendricks 2 comments

The Three Rules of Credit

Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines. And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]