Category: Video

Why there is Opportunity in Today’s Real Estate Market

Beginning in the 1970’s, California’s cities have been implementing planning restrictions to slow urban sprawl and preserve the character of existing neighborhoods by restricting density. The unintended result has been a growing housing shortage, such that by 2018, California ranked 49th among the states of the U.S. in terms of housing units per resident. This […]

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First Quarter 2022 Real Estate Status Report

    Inflation has soared to its highest rate in four decades. The Federal Reserve has responded by raising their overnight lending rate and indicating that they may do so at each of their seven meetings this year. Mortgage rates climbed the first quarter of this year from the low 3’s well into the 5’s. […]

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The Three Rules of Credit

Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines.  And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]

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