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Category: Life Hacks

Jan 18, 2018 Chris Hendricks 0 comments
5 Things That Divorcing Couples and Family Lawyers Need to Know about Home Mortgage Underwriting

    Clearing up misconceptions and understanding just a few of the rules for underwriting home loans may help in drafting an agreement and planning more realistically for housing the future divorcee. Certainly one of the more important issues facing those crafting a separation or settlement agreement is where the parties are going to live. […]

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Oct 13, 2017 Chris Hendricks 2 comments
The Three Rules of Credit

Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines.  And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]

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CMG Home Loans is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org)