Many Suburban Neighborhoods No Longer Safe from Wildfires… And Why! Danger from California’s wildfires were thought to be restricted to individual homes and neighborhoods located in, or on the edges of, undeveloped land. Suburban tract homes located miles from brush or forest on a grid of streets and manicured lawns were thought to be burn-proof. […]
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Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines. And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]
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