NEW REAL ESTATE ENVIRONMENT COMING INTO FOCUS The look and feel of the American residential marketplace has been pretty consistent over the previous three-quarters of a century. Young people join the workforce and shortly thereafter seek to buy their first home. Renters save up to do the same. In a few years with growing families and/or improved […]
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Many Suburban Neighborhoods No Longer Safe from Wildfires… And Why! Danger from California’s wildfires were thought to be restricted to individual homes and neighborhoods located in, or on the edges of, undeveloped land. Suburban tract homes located miles from brush or forest on a grid of streets and manicured lawns were thought to be burn-proof. […]
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Our clients often hear us say, “Credit score is everything!” In the world of mortgage lending, credit score can determine rate, loan amount and debt-to-income qualifying guidelines. And if a borrower’s credit score is not high enough– no explanation, letter or circumstance matters, only the score. Fortunately, for those who do not have significant derogatory […]
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Okay, not all about appraisals, but here are a few things you might find useful to know about appraisals: TWO MYTHS Myth: An appraisal will tell you the true market value of your home (what a buyer would pay to purchase your home). Truth: An appraisal will tell you what someone paid […]
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The city of Ojai is a world all its own. Set in a quiet valley surrounded by the dramatic Topatopa Mountains, but located just north of Ventura and the 101 freeway, it has long been known as a place to escape from the hustle and bustle of busy city life and long ago became a […]
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Who says that we don’t have seasons in California? The simple fact of the matter is. . . we have it all (if you know where to find it)! If you want some spectacular fall color—try out one of these California locales. North Yuba River Canyon and Sierra City The Yuba-Donner Scenic Byway (Highway 49), […]
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